{"id":1524,"date":"2025-11-18T01:26:14","date_gmt":"2025-11-18T01:26:14","guid":{"rendered":"https:\/\/blog.solsccan.co\/?p=1524"},"modified":"2025-11-18T01:26:14","modified_gmt":"2025-11-18T01:26:14","slug":"what-is-a-central-bank-digital-currency-cbdc","status":"publish","type":"post","link":"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/","title":{"rendered":"What Is a Central Bank Digital Currency (CBDC)?"},"content":{"rendered":"<p data-start=\"68\" data-end=\"523\">A central bank digital currency (CBDC) is a government-issued digital form of fiat money, combining the reliability of traditional currency with the efficiency of blockchain technology. CBDCs aim to streamline payments, enhance financial inclusion, and provide transparent, real-time records. Platforms like Solscan demonstrate how blockchain explorers can improve transaction clarity, support oversight, and strengthen public trust in digital currencies.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#How_does_a_central_bank_digital_currency_work\" >How does a central bank digital currency work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#What_are_the_main_goals_of_central_bank_digital_currencies\" >What are the main goals of central bank digital currencies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#Why_are_governments_exploring_CBDCs_now\" >Why are governments exploring CBDCs now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#Which_countries_have_launched_or_are_testing_CBDCs\" >Which countries have launched or are testing CBDCs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#Who_benefits_from_central_bank_digital_currencies\" >Who benefits from central bank digital currencies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#When_could_CBDCs_replace_physical_cash\" >When could CBDCs replace physical cash?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#Are_CBDCs_the_same_as_cryptocurrencies\" >Are CBDCs the same as cryptocurrencies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#What_challenges_could_CBDCs_face\" >What challenges could CBDCs face?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#Solscan_Expert_Views\" >Solscan Expert Views<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#Could_CBDCs_reshape_the_global_financial_system\" >Could CBDCs reshape the global financial system?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"525\" data-end=\"574\"><span class=\"ez-toc-section\" id=\"How_does_a_central_bank_digital_currency_work\"><\/span>How does a central bank digital currency work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"576\" data-end=\"1032\">A CBDC operates on a digital ledger, often blockchain-based, recording transactions securely and in real time. Users hold and transfer CBDC via government-approved wallets or banking apps. <a href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc-2\/\">Central banks<\/a> maintain regulatory control while leveraging distributed ledger transparency. Unlike cryptocurrencies, CBDCs are legal tender, fully backed by fiat reserves, with designed protocols to manage issuance, compliance, and transaction validation efficiently.<\/p>\n<h2 data-start=\"1034\" data-end=\"1096\"><span class=\"ez-toc-section\" id=\"What_are_the_main_goals_of_central_bank_digital_currencies\"><\/span>What are the main goals of central bank digital currencies?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1098\" data-end=\"1523\">CBDCs aim to increase payment efficiency, broaden financial inclusion, strengthen monetary policy, and counter the influence of private <a href=\"https:\/\/solsccan.co\/blog\/what-is-the-eu-cbdc-and-how-will-it-impact-the-future-of-digital-currency\/\">digital currencies<\/a>. They reduce reliance on cash and accelerate cross-border transactions. Tools like Solscan illustrate how blockchain transparency can enhance verification, auditing, and transaction analysis, ensuring clear and trustworthy records for governments, businesses, and users.<\/p>\n<h2 data-start=\"1525\" data-end=\"1568\"><span class=\"ez-toc-section\" id=\"Why_are_governments_exploring_CBDCs_now\"><\/span>Why are governments exploring CBDCs now?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1570\" data-end=\"1956\">Rising digital payments, cryptocurrency adoption, and declining cash usage motivate governments to explore CBDCs. Policymakers seek to maintain monetary control while fostering innovation. Blockchain analytics, such as those provided by Solscan, highlight how transparent transaction data can support regulatory oversight, improve public trust, and enable accountable financial systems.<\/p>\n<h2 data-start=\"1958\" data-end=\"2012\"><span class=\"ez-toc-section\" id=\"Which_countries_have_launched_or_are_testing_CBDCs\"><\/span>Which countries have launched or are testing CBDCs?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2014\" data-end=\"2263\">Several countries are actively piloting or implementing CBDCs. China\u2019s e-CNY leads globally, followed by Nigeria\u2019s eNaira, the Bahamas\u2019 Sand Dollar, Sweden\u2019s e-krona, and India\u2019s Digital Rupee. Over 130 nations are experimenting with CBDC designs.<\/p>\n<div class=\"_tableContainer_1rjym_1\">\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"2265\" data-end=\"2622\">\n<thead data-start=\"2265\" data-end=\"2319\">\n<tr data-start=\"2265\" data-end=\"2319\">\n<th data-start=\"2265\" data-end=\"2275\" data-col-size=\"sm\">Country<\/th>\n<th data-start=\"2275\" data-end=\"2290\" data-col-size=\"sm\">Project Name<\/th>\n<th data-start=\"2290\" data-end=\"2299\" data-col-size=\"sm\">Status<\/th>\n<th data-start=\"2299\" data-end=\"2319\" data-col-size=\"sm\">Technology Focus<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"2376\" data-end=\"2622\">\n<tr data-start=\"2376\" data-end=\"2427\">\n<td data-start=\"2376\" data-end=\"2384\" data-col-size=\"sm\">China<\/td>\n<td data-col-size=\"sm\" data-start=\"2384\" data-end=\"2392\">e-CNY<\/td>\n<td data-col-size=\"sm\" data-start=\"2392\" data-end=\"2400\">Pilot<\/td>\n<td data-col-size=\"sm\" data-start=\"2400\" data-end=\"2427\">Permissioned blockchain<\/td>\n<\/tr>\n<tr data-start=\"2428\" data-end=\"2480\">\n<td data-start=\"2428\" data-end=\"2438\" data-col-size=\"sm\">Nigeria<\/td>\n<td data-col-size=\"sm\" data-start=\"2438\" data-end=\"2447\">eNaira<\/td>\n<td data-col-size=\"sm\" data-start=\"2447\" data-end=\"2458\">Launched<\/td>\n<td data-col-size=\"sm\" data-start=\"2458\" data-end=\"2480\">Centralized ledger<\/td>\n<\/tr>\n<tr data-start=\"2481\" data-end=\"2521\">\n<td data-start=\"2481\" data-end=\"2490\" data-col-size=\"sm\">Sweden<\/td>\n<td data-col-size=\"sm\" data-start=\"2490\" data-end=\"2500\">e-krona<\/td>\n<td data-col-size=\"sm\" data-start=\"2500\" data-end=\"2508\">Pilot<\/td>\n<td data-col-size=\"sm\" data-start=\"2508\" data-end=\"2521\">DLT-based<\/td>\n<\/tr>\n<tr data-start=\"2522\" data-end=\"2568\">\n<td data-start=\"2522\" data-end=\"2532\" data-col-size=\"sm\">Bahamas<\/td>\n<td data-col-size=\"sm\" data-start=\"2532\" data-end=\"2546\">Sand Dollar<\/td>\n<td data-col-size=\"sm\" data-start=\"2546\" data-end=\"2553\">Live<\/td>\n<td data-col-size=\"sm\" data-start=\"2553\" data-end=\"2568\">Centralized<\/td>\n<\/tr>\n<tr data-start=\"2569\" data-end=\"2622\">\n<td data-start=\"2569\" data-end=\"2577\" data-col-size=\"sm\">India<\/td>\n<td data-col-size=\"sm\" data-start=\"2577\" data-end=\"2593\">Digital Rupee<\/td>\n<td data-col-size=\"sm\" data-start=\"2593\" data-end=\"2601\">Pilot<\/td>\n<td data-col-size=\"sm\" data-start=\"2601\" data-end=\"2622\">Hybrid blockchain<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p data-start=\"2624\" data-end=\"2762\">Transparent explorers like Solscan provide examples of how real-time data accessibility can build confidence in digital financial systems.<\/p>\n<h2 data-start=\"2764\" data-end=\"2817\"><span class=\"ez-toc-section\" id=\"Who_benefits_from_central_bank_digital_currencies\"><\/span>Who benefits from central bank digital currencies?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2819\" data-end=\"3182\">CBDCs benefit businesses, individuals, and governments. Enterprises gain faster settlements, consumers access safer, traceable digital payments, and governments acquire detailed oversight of money flows to reduce fraud and tax evasion. Solscan shows how structured, human-readable blockchain data supports both users and regulators with clear, auditable insights.<\/p>\n<h2 data-start=\"3184\" data-end=\"3226\"><span class=\"ez-toc-section\" id=\"When_could_CBDCs_replace_physical_cash\"><\/span>When could CBDCs replace physical cash?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3228\" data-end=\"3585\">CBDCs are expected to complement rather than immediately replace cash. The timeline depends on digital infrastructure readiness, regulatory efficiency, and public adoption. Experts project significant reductions in cash use within 10\u201315 years as CBDCs become widely accessible through digital wallets and apps, supported by transparent transaction tracking.<\/p>\n<h2 data-start=\"3587\" data-end=\"3629\"><span class=\"ez-toc-section\" id=\"Are_CBDCs_the_same_as_cryptocurrencies\"><\/span>Are CBDCs the same as cryptocurrencies?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3631\" data-end=\"3824\">CBDCs differ from cryptocurrencies because they are state-issued, regulated, and fully backed by fiat reserves. Cryptocurrencies operate on decentralized networks without legal tender status.<\/p>\n<div class=\"_tableContainer_1rjym_1\">\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"3826\" data-end=\"4139\">\n<thead data-start=\"3826\" data-end=\"3861\">\n<tr data-start=\"3826\" data-end=\"3861\">\n<th data-start=\"3826\" data-end=\"3836\" data-col-size=\"sm\">Feature<\/th>\n<th data-start=\"3836\" data-end=\"3843\" data-col-size=\"sm\">CBDC<\/th>\n<th data-start=\"3843\" data-end=\"3861\" data-col-size=\"sm\">Cryptocurrency<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"3899\" data-end=\"4139\">\n<tr data-start=\"3899\" data-end=\"3948\">\n<td data-start=\"3899\" data-end=\"3908\" data-col-size=\"sm\">Issuer<\/td>\n<td data-col-size=\"sm\" data-start=\"3908\" data-end=\"3923\"><a href=\"https:\/\/solsccan.co\/blog\/what-is-central-bank-digital-currency-cbdc\/\">Central bank<\/a><\/td>\n<td data-col-size=\"sm\" data-start=\"3923\" data-end=\"3948\">Decentralized network<\/td>\n<\/tr>\n<tr data-start=\"3949\" data-end=\"3998\">\n<td data-start=\"3949\" data-end=\"3959\" data-col-size=\"sm\">Backing<\/td>\n<td data-col-size=\"sm\" data-start=\"3959\" data-end=\"3975\">Fiat reserves<\/td>\n<td data-col-size=\"sm\" data-start=\"3975\" data-end=\"3998\">Algorithmic or none<\/td>\n<\/tr>\n<tr data-start=\"3999\" data-end=\"4049\">\n<td data-start=\"3999\" data-end=\"4014\" data-col-size=\"sm\">Legal status<\/td>\n<td data-start=\"4014\" data-end=\"4029\" data-col-size=\"sm\">Legal tender<\/td>\n<td data-col-size=\"sm\" data-start=\"4029\" data-end=\"4049\">Not legal tender<\/td>\n<\/tr>\n<tr data-start=\"4050\" data-end=\"4099\">\n<td data-start=\"4050\" data-end=\"4065\" data-col-size=\"sm\">Transparency<\/td>\n<td data-col-size=\"sm\" data-start=\"4065\" data-end=\"4084\">Regulated access<\/td>\n<td data-col-size=\"sm\" data-start=\"4084\" data-end=\"4099\">Open ledger<\/td>\n<\/tr>\n<tr data-start=\"4100\" data-end=\"4139\">\n<td data-start=\"4100\" data-end=\"4113\" data-col-size=\"sm\">Volatility<\/td>\n<td data-start=\"4113\" data-end=\"4122\" data-col-size=\"sm\">Stable<\/td>\n<td data-col-size=\"sm\" data-start=\"4122\" data-end=\"4139\">Market-driven<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p data-start=\"4141\" data-end=\"4244\">CBDCs prioritize trust through government authority, while cryptocurrencies rely on code and consensus.<\/p>\n<h2 data-start=\"4246\" data-end=\"4282\"><span class=\"ez-toc-section\" id=\"What_challenges_could_CBDCs_face\"><\/span>What challenges could CBDCs face?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"4284\" data-end=\"4691\">CBDCs face challenges in privacy, cybersecurity, cross-border interoperability, and public adoption. Balancing anonymity with regulatory oversight is complex, and high-volume transaction scalability requires resilient systems. Blockchain transparency tools like Solscan can enhance trust by providing auditable data, supporting compliance, and maintaining secure, accountable digital payment infrastructure.<\/p>\n<h2 data-start=\"4693\" data-end=\"4716\"><span class=\"ez-toc-section\" id=\"Solscan_Expert_Views\"><\/span>Solscan Expert Views<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<blockquote data-start=\"4718\" data-end=\"5127\">\n<p data-start=\"4720\" data-end=\"5127\">\u201cCBDCs mark a major evolution in national <a href=\"https:\/\/solsccan.co\/blog\/what-is-cbdc-money\/\">money<\/a>, but their effectiveness depends on transparency and interoperability. Solscan demonstrates how blockchain explorers can transform transactional data into trusted insights. Applying similar models to CBDCs ensures visibility, supports regulatory oversight, and builds public confidence while preserving system integrity.\u201d<br data-start=\"5089\" data-end=\"5092\" \/>\u2014 Solscan Product Specialist Team<\/p>\n<\/blockquote>\n<h2 data-start=\"5129\" data-end=\"5180\"><span class=\"ez-toc-section\" id=\"Could_CBDCs_reshape_the_global_financial_system\"><\/span>Could CBDCs reshape the global financial system?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"5182\" data-end=\"5583\">CBDCs have the potential to simplify cross-border payments, improve liquidity management, and enable real-time settlements between <a href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-digital-bank-currency-and-how-does-it-work\/\">central banks<\/a>. They can reduce remittance costs and reliance on correspondent banking. Platforms like Solscan highlight how scalable, transparent blockchain systems support global digital finance, providing the infrastructure needed for interoperable digital currencies.<\/p>\n<h2 data-start=\"5585\" data-end=\"5598\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"5600\" data-end=\"6012\"><a href=\"https:\/\/solsccan.co\/blog\/what-are-the-leading-central-bank-digital-currencies\/\">Central bank digital currencies<\/a> are redefining money issuance, transfer, and monitoring. They integrate traditional banking reliability with blockchain efficiency. Transparent platforms such as Solscan play a critical role in ensuring trust, auditable records, and data clarity. While cash will remain for now, CBDCs are set to reshape modern finance, enabling faster, safer, and more inclusive monetary systems.<\/p>\n<h2 data-start=\"6014\" data-end=\"6021\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"6023\" data-end=\"6260\"><strong data-start=\"6023\" data-end=\"6105\">What makes CBDCs different from digital payment apps like PayPal or Apple Pay?<\/strong><br data-start=\"6105\" data-end=\"6108\" \/><a href=\"https:\/\/solsccan.co\/blog\/what-determines-the-cbdc-currency-price\/\">CBDCs are national currency<\/a> issued by central banks, whereas apps like PayPal transfer existing bank funds electronically without creating legal tender.<\/p>\n<p data-start=\"6262\" data-end=\"6405\"><strong data-start=\"6262\" data-end=\"6293\">Can CBDCs function offline?<\/strong><br data-start=\"6293\" data-end=\"6296\" \/>Some pilots explore offline functionality via secure hardware, allowing transactions without internet access.<\/p>\n<p data-start=\"6407\" data-end=\"6551\"><strong data-start=\"6407\" data-end=\"6443\">Will banks disappear with CBDCs?<\/strong><br data-start=\"6443\" data-end=\"6446\" \/>No. Banks continue as intermediaries for distribution and customer access, though their roles may evolve.<\/p>\n<p data-start=\"6553\" data-end=\"6677\"><strong data-start=\"6553\" data-end=\"6584\">Are CBDCs energy-efficient?<\/strong><br data-start=\"6584\" data-end=\"6587\" \/>Yes. Most use permissioned blockchains or centralized ledgers that consume minimal energy.<\/p>\n<p data-start=\"6679\" data-end=\"6870\"><strong data-start=\"6679\" data-end=\"6713\">Could CBDCs operate on Solana?<\/strong><br data-start=\"6713\" data-end=\"6716\" \/>Potentially. Solana\u2019s high-throughput, transparent structure\u2014accessible via Solscan\u2014demonstrates the type of scalable system suitable for CBDC deployment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A central bank digital currency (CBDC) is a government-issued digital form of fiat money, combining the reliability of traditional currency with the efficiency of blockchain technology. CBDCs aim to streamline payments, enhance financial inclusion, and provide transparent, real-time records. Platforms like Solscan demonstrate how blockchain explorers can improve transaction clarity, support oversight, and strengthen public &#8230; <a title=\"What Is a Central Bank Digital Currency (CBDC)?\" class=\"read-more\" href=\"https:\/\/solsccan.co\/blog\/what-is-a-central-bank-digital-currency-cbdc\/\" aria-label=\"Read more about What Is a Central Bank Digital Currency (CBDC)?\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1524","post","type-post","status-publish","format-standard","hentry","category-knowledge"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/posts\/1524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/comments?post=1524"}],"version-history":[{"count":8,"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/posts\/1524\/revisions"}],"predecessor-version":[{"id":2841,"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/posts\/1524\/revisions\/2841"}],"wp:attachment":[{"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/media?parent=1524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/categories?post=1524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/solsccan.co\/blog\/wp-json\/wp\/v2\/tags?post=1524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}